​Special Rates for Insurance
​

Being a member with CASC/ACSS gives you access to comprehensive liability insurance. We make every effort to keep these rates as low as possible – with the best coverage. We offer an affordable “Group Insurance Program” for CASC/ACSS Members consisting of Professional Liability and Commercial General (Third Party) Liability. This year we are also pleased to expand our insurance coverage to include the option of Property Insurance protection. 

CASC/ACSS does not accept responsibility or liability for any actions or misconduct of any Member. Each Spiritual Care Practitioner, Psychospiritual Therapist, or any other Member of CASC/ACSS in the practice of professional spiritual care or professional counselling should consider the value of both Professional Liability and General Liability Insurance.

A lawsuit, whether justified or not, could drain the financial resources of your spiritual care or counselling practice. Individual misconduct is the sole responsibility of the Spiritual Care Practitioner, Psychospiritual Therapist, or Member of CASC/ACSS. Membership does not, in any way, imply culpability or liability on the part of CASC/ACSS for any individual’s misconduct, unethical behaviour or criminal actions.
CASC/ACSS provides an affordable “Group Insurance Program” for our Members, consisting of Professional Liability and Commercial General (Third Party) Liability. This year we are pleased to confirm that is being extended to include the option of Property Insurance protection.

Coverage

Coverage is available to Associate Members, Certified Members and Student Members.
​When you purchase insurance with CASC/ACSS you receive coverage in two main categories:

• Professional Errors & Omissions Insurance (Claims Made) Errors and Omissions Insurance
• General Liability Insurance (Occurrence) Included when Professional Liability is purchased. Commercial General Liability Insurance

Member* Liability Coverage

Errors & Omissions

• $5,000,000 Per Loss Limit
• $5,000,000 Per Policy Period
• $100,000 Penal Defense Coverage
• $0 Deductible Per Loss
• $10,000 Therapy and Counselling
• 2-year Extended Reporting Period (Run-Off)
• included Teaching Extension (if applicable)​

General Liability​

• $2,000,000 Each Occurrence Limit
• $2,000,000 Products and Completed Ops Aggregate Limit
• $10,000 Medical Payments (per person)
• $500,000 Tenants Legal Liability
• $1,000 Deductible Per Loss​

Rates 

Per Year June to May: $257
1/2 Year for New Members Only: $160 (Dec - May)
​*Associate & Certified Members Only
(If you are an Emeritus Members, you are not able to purchase liability insurance as you are no longer working in the profession.)

Student Liability Coverage

Errors & omissions

• $2,000,000 Per Loss Limit
• $5,000,000 Per Policy Period
• $100,000 Penal Defense Coverage
• $0 Deductible Per Loss
• $10,000 Therapy and Counselling
• 2-year Extended Reporting Period (Run-Off)

general liability

• $2,000,000 Each Occurrence Limit
• $2,000,000 Products and Completed Ops Aggregate Limit
• $10,000 Medical Payments (per person)
• $500,000 Tenants Legal Liability
• $1,000 Deductible Per Loss
  

Rates

Per Year June to May: $130
1/2 Year for New Student Members Only: $85 (Dec - May)

Questions?

For questions about joining CASC/ACSS or insurance  please contact [email protected]